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Equip your practice today. You pay in installments.

Financing for companies and sole traders (PFA), right from Prima Shop: loans of up to 600,000 lei, invoice payment in 3 or 6 zero-interest installments, and installments on your orders. All online, with Filbo.

Apply in 10 minutes or less — all you need is your CUI and e-mail
See the installment and all costs upfront — no surprises in the contract
European guarantees, no collateral — for eligible loans

Check eligibility See all costs

Amount you needFilbo Credit

lei

5,000 lei600,000 lei

Over how many months

Estimated monthly installment

—

You receive in your account: —
Total due: —

Estimare informativă, calculată ca pe filbo.ro. Oferta fermă o primești de la Filbo, după analiză; costurile variază cu ROBOR la 6 luni. Details

Transparent, month after month

What you pay, down to the last leu

Same amount and term as in the calculator above. The origination fee is deducted from the loan amount, and the monthly installment includes interest and the administration fee.

Monthly installment—

Total due—

Loan amount——

You receive in your account—after the origination fee

Origination fee——

Interest, over the full term——

Management fees——

Total cost of credit—over the amount received in the account

What the total amount is made up of—

Amount borrowed—

Interest—

Management—

How each installment is splitGo to the next month to see the details

of the amount interest gestiune

Month1

Installment—

Of the amount—

Interest—

Management—

Balance due—

See the estimated payment schedule, month by month

Month	Installment	Of the amount	Interest	Management	Balance due

For every need

Three ways Prima Finance helps you

For medical practices, clinics, laboratories, pharmacies and any company or sole trader (PFA) that buys from us.

Credit for working capital or investments

For equipment, stock, fit-outs or any business need.

Up to 60,000 lei over 12–24 months, 100% online
Up to 246,000 lei with European Guarantees, up to 600,000 lei with collateral
Up to 60 months for investments

Check eligibility →

Pay invoices in 3 or 6 installments, with zero interest

Filbo pays the invoice directly to the supplier, and you pay it in installments.

Invoices between 5,000 and 35,000 lei
Zero interest, just a one-time fixed fee
Also works for ANAF tax payments

I want the invoice in installments →

Installments right at checkout on Prima Shop

Add the products to your cart, choose company invoicing and the "Installments via Prima Finance" payment option.

For orders between 5.000 and 35.000 lei
You sign the contract online, we deliver
Filbo pays us for the order, you pay the installments

How it works →

Right at checkout

From cart to installments, in five steps

For orders invoiced to a company, “Installments via Prima Finance” appears among the payment methods.

Add the products to your cartEquipment, consumables, medical furniture.

You choose company invoicingThe CUI and registered office are filled in from ANAF.

Choose “Installments with Prima Finance”You see the term and place the order.

You sign onlineOn the Filbo portal, with an electronic signature.

We deliverFilbo pays us, you pay the installments monthly.

Two minutes

See if your company is eligible

Enter the tax ID (CUI) and we'll instantly check with ANAF what matters for Filbo. Then we send the application, only with your consent.

1
The company or PFA is active with ANAFVerified by tax ID (CUI).
2
At least 12 months in businessFrom the registration date.
3
Not declared fiscally inactiveRegister of inactive taxpayers.
4
Turnover under 2 million eurosRequirement for loans with European Guarantees.

Request a financing offer

We'll contact you with the next steps. You can also apply directly on the Filbo portal.

CUI of the company or PFA

First name

Name

E-mail

Phone

Amount (lei)

Period

I agree that PRIMA SAFE DEVELOPMENT S.R.L. may share the above data with Filbo (OMRO IFN S.A.) for the eligibility check and financing offer. Details in data processing policy.

Prefer to apply yourself? Open the Filbo portal

No trips to the bank

From application to money in your account

All steps are done online. Filbo updates the actual approval time on its website weekly.

1Apply onlineIn 10 minutes at most, with your company's tax ID (CUI) and email address.
2You receive a preliminary offerSee the amount, the term and all costs, displayed transparently.
3You upload the documentsTo get started, two documents are enough, directly on the Filbo platform.
4A 15-minute callA Filbo advisor would like to understand your business better.
5You verify your identity onlineIf the assessment is positive, you confirm your identity 100% digitally.
6You sign electronicallyThe contract comes by e-mail, with an electronic signature provided by Filbo.
7The money reaches your accountOr, when paying invoices and orders, directly to the supplier.

What you need

To apply: your CUI and an email
Bank statement for the last 3 months, from the bank where you want to receive the money
Latest available trial balance (for companies)
Your ongoing credit agreements, if any
Operating permits, where applicable

The exact documents are requested by Filbo, depending on the nature of the business. You can defer an installment by 30 days if you have a good payment record on your ongoing Filbo loans.

Frequently asked questions

Everything you want to know first

Who provides the financing?

Filbo, i.e. OMRO IFN S.A., a non-bank financial institution. Prima Shop shows you Filbo's solutions, calculates an estimate and forwards your application, only with your consent. We do not grant loans and do not decide on approval.

Can I apply as an individual?

No. Filbo financing is for companies and sole traders (PFA). For orders, installment payment is only available when the invoice is issued to a company.

What does it actually cost me?

The calculator shows the installment, interest, fees and total payable for the chosen amount and period, using the formula used by Filbo. It is an estimate: you receive the firm offer from Filbo after your application is reviewed, and variable costs depend on the 6-month ROBOR index. The origination fee is deducted from the loan amount.

How does zero-interest invoice payment work?

For invoices between 5,000 and 35,000 lei, Filbo pays the supplier or ANAF directly, and you repay the amount in 3 or 6 interest-free installments. You only pay a fixed fee when the financing is granted.

Can I pay for a Prima Shop order in installments?

Yes. At checkout, choose company billing and the „Installments via Prima Finance” payment option. You sign the contract online, we deliver, and Filbo pays us for the order.

What happens if I return the products?

If you return the entire order, we also cancel it with Filbo, and its financing is canceled. For partial returns, we'll help you adjust the order.

What data does Filbo receive?

The company's CUI and name, the contact person's name, e-mail, phone, amount and period. We only send them after you check the consent box in the form.

Prima Finance este serviciul prin care PRIMA SAFE DEVELOPMENT S.R.L. prezintă soluțiile de finanțare Filbo, oferite de OMRO IFN S.A. PRIMA SAFE DEVELOPMENT S.R.L. nu acordă credite. Estimările de pe această pagină au caracter informativ și folosesc parametrii publici ai calculatorului de pe filbo.ro; aprobarea, suma, costurile și condițiile finale depind exclusiv de analiza Filbo. Plafoanele și condițiile de eligibilitate sunt cele publicate de Filbo și se pot schimba.