Who provides the financing?
Filbo, i.e. OMRO IFN S.A., a non-bank financial institution. Prima Shop shows you Filbo's solutions, calculates an estimate and forwards your application, only with your consent. We do not grant loans and do not decide on approval.
Can I apply as an individual?
No. Filbo financing is for companies and sole traders (PFA). For orders, installment payment is only available when the invoice is issued to a company.
What does it actually cost me?
The calculator shows the installment, interest, fees and total payable for the chosen amount and period, using the formula used by Filbo. It is an estimate: you receive the firm offer from Filbo after your application is reviewed, and variable costs depend on the 6-month ROBOR index. The origination fee is deducted from the loan amount.
How does zero-interest invoice payment work?
For invoices between 5,000 and 35,000 lei, Filbo pays the supplier or ANAF directly, and you repay the amount in 3 or 6 interest-free installments. You only pay a fixed fee when the financing is granted.
Can I pay for a Prima Shop order in installments?
Yes. At checkout, choose company billing and the „Installments via Prima Finance” payment option. You sign the contract online, we deliver, and Filbo pays us for the order.
What happens if I return the products?
If you return the entire order, we also cancel it with Filbo, and its financing is canceled. For partial returns, we'll help you adjust the order.
What data does Filbo receive?
The company's CUI and name, the contact person's name, e-mail, phone, amount and period. We only send them after you check the consent box in the form.
Prima Finance este serviciul prin care PRIMA SAFE DEVELOPMENT S.R.L. prezintă soluțiile de finanțare Filbo, oferite de OMRO IFN S.A. PRIMA SAFE DEVELOPMENT S.R.L. nu acordă credite. Estimările de pe această pagină au caracter informativ și folosesc parametrii publici ai calculatorului de pe filbo.ro; aprobarea, suma, costurile și condițiile finale depind exclusiv de analiza Filbo. Plafoanele și condițiile de eligibilitate sunt cele publicate de Filbo și se pot schimba.